Finance

We get clients asking about bank cashback offers spurred along by social media posts stating you can get $30k cashback if you switch your mortgage.

After several years of restrictive monetary policy to control inflation, we were on a solid path to recovery. There was a clear path ahead, then someone decided to go play in the sand. 

In today’s rapidly changing financial environment, taking a “set and forget” approach to personal or business finances can prove costly.

Bridging finance can be a fast, flexible solution to secure property before you’ve sold your current property, allowing you to upgrade with certainty. 

So you have a mortgage and want to look at ways to reduce interest paid. Putting a portion on revolving credit and using offset accounts can save you interest.

So you have a mortgage and want to look at ways to reduce interest paid. Putting a portion on revolving credit and using offset accounts can save you interest.

So, you’re near to or retired, own your home, maybe an investment property, looking to release some funds for any amount of activities or projects. 

So, you’ve had enough of high fuel prices and decided to go electric but need funding.

With the volatility of the conflict in Iran developing daily as to how far it will escalate or not, its early days yet to determine the long term effects, certainly we’re feeling it at the fuel pump right now.

The effect of global tension on economic recovery

One of the country's most prominent buyers' agencies has complained to the Real Estate Authority about a rise in ‘property flippers’ making six-figures from unwitting vendors. 

While we’ve done a great job bringing down inflation and interest rates and generally setting ourselves on a path to economic recovery, the latest geopolitical events that are hopefully short-lived highlight the need for flexibility. To that end it’s timely to take a look at options available. 

Introduced in 2025 and designed to stimulate capital spending and support economic growth in the form of accelerated depreciation, the government’s Investment Boost scheme allows a further 20% depreciation on the purchase price of new qualifying assets in the financial year of acquisition, on top of standard depreciations that normally apply.

A period of stability lies ahead with mortgage rates remaining largely unchanged.

In a move set to boost access to affordable housing finance, ASB Bank has become a participating lender with Kāinga Ora, opening the door for more first home buyers to enter the property market.

First-home buyers and investors are weighing the benefits of new builds against turnkey options.

This week’s column explores how to get on the property ladder as national confidence lifts and what it means for Taupō

The Financial Markets Authority (FMA), which issues licenses to advisers, prefers the word adviser to broker.

Financial advisor Brian Coogan takes a look at what we can expect from 2026

Byline: Insights with InFinance by Brian Coogan

It’s the age-old question and the answer is – it depends!

OPINION: New Zealand’s proposed new earthquake-rating framework is set to reshape the commercial property landscape, altering how buildings are valued, financed, and insured — and offering a possible lifeline to one of the country’s most iconic heritage structures, the Chateau Tongariro.

In New Zealand’s dynamic property market, commercial property mortgages continue to play a crucial role in supporting business growth and investment.

As peak season approaches, many businesses face the familiar cash flow crunch — suppliers demanding upfront payment while customers take weeks to settle their accounts.