Recent stories
We are pleased to bring you the latest from around the Taupō & Tūrangi communities. Reporting local, supporting local.
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Refinance for cashflow easing
In the current economic climate it may seem like its taking forever for the economy to get going with echoes of ‘survive to 25’ long faded in the distance, it’s a slow train coming.
Business and housing confidence with OCR at 2.5%
Since the start of this year, we’ve said that 2025 will be all about easing while everything settles down, setting us up for a recovery starting late 2025, through 26 and into 27.
Disability and Trauma Insurance – the serious stuff
While we go about insuring our lives and income so others are taken care of if something happens to us, there’s also our own needs to think of in the event we are no longer able to function as we once did.
Income protection, mortgage insurance and ACC
Life can be fickle, one day on top of the world and the next we’re laid up with an illness or injury that compromises our ability to earn, or our job itself redundant, and often not of our own making.
Life insurance, how much do we need?
No good financial plan is complete without a robust insurance package that takes care of things when we need it to.
Spotlight on Insurance
Insurance, in one form or another, can be traced as far back as 1750 BC, through medieval times and to modern insurance as we know it evolving from 17th century traders and the advent of mortality tables … it’s been around a long time.
The role of non-bank lenders
While NZ trading banks are all regulated by the Reserve Bank of NZ (RBNZ) in relation to their codes of practise, not so non-bank lenders, with some exceptions.
Renovation and green energy loans
As renovations can range from a simple facelift to a full makeover inside and out with structural changes, so too can the loans that can make it happen.
Lending for a new-build home
Building a new home from the ground up can be exciting and scary all in one however experienced builders and mortgage advisers are on hand to walk you through the process.
LVR and DTi, what and why?
The Reserve Bank’s tool kit includes macroprudential tools such as Loan to Value Ratio (LVR) and Debt to Income (DTi) restrictions, designed to maintain financial system stability. These rules limit how much buyers can borrow relative to a property's value, helping to prevent risky lending and housing bubbles.
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