Recent stories
We are pleased to bring you the latest from around the Taupō & Tūrangi communities. Reporting local, supporting local.
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LVR and DTi, what and why?
The Reserve Bank’s tool kit includes macroprudential tools such as Loan to Value Ratio (LVR) and Debt to Income (DTi) restrictions, designed to maintain financial system stability. These rules limit how much buyers can borrow relative to a property's value, helping to prevent risky lending and housing bubbles.
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